Ethical Savings Accounts

Using your savings for a sustainable future

A choice of accounts to suit your needs

We offer a range of savings and deposit accounts for individuals. These include instant access to your money, a fixed period for a better return and ISAs to take advantage of your tax-free ISA allowance. Whatever you're looking for, we have a savings account to help.

Know your money is making a positive difference

While you earn interest on your savings, we use your money to finance projects that make a positive and lasting impact on society, culture or the environment. We pride ourselves on being open and transparent about that, so we publish details of every loan we make and the positive impact it is having.

Join a community of like-minded people

We connect savers, depositors and investors who want to change the world for the better, with entrepreneurs and sustainable organisations doing just that. So when you save with Triodos, you’re joining a community of like-minded people.

Type	Access	Interest rates	Minimum amount
Everyday savings	Choose from two instant access accounts.	Up to 2.20% gross/AER	Save from £1	Find out more
Ethical Savings Bonds	Put your savings away for a fixed rate of return	3.60% gross/AER	Save from £500	Find out more
Online Cash ISA	Instant access account	2.35% tax-free / 2.36% AER	Save from £10	Find out more
Fixed Rate ISA	Put your savings away for a fixed rate of return	3.94% tax-free / AER	Save from £1	Find out more

Save for your child's future, and a thriving planet.

	Junior Cash ISA	Good Start Saver	Junior Stocks & Shares ISA
Rate	3.50% tax free / 3.53% AER variable	2.4% gross/AER variable	The linked Cash Account is not a savings account and does not pay credit interest. Investment returns are based on fund performance, which can go down as well as up.
Opened by	Parent/guardian, or child aged 16–17 years	Parent/guardian	Parent/guardian
Anyone can pay in	Yes	Yes	Yes
Withdrawals before 18	No	Yes	No
Child takes control at 18	Yes	Yes	Yes
Tax-free interest/growth	Yes	No	Yes
Pay-in limit	£9,000 per tax year over cash and stocks & shares Junior ISAs	No limit	£9,000 per tax year over cash and stocks & shares Junior ISAs
At age 18	Changes to an adult cash ISA	Changes to an adult variable savings account	Changes to an adult Stocks and Shares ISA
Best for	Building savings for their future and the world they’ll inherit.	Saving flexibly to support them as they grow.	Long term investing (5 years +) for your child’s future and a thriving planet.
	Learn more about the Junior Cash ISA	Learn more about the Good Start Saver	Learn more about the Junior Stocks and Shares ISA